Broker Check

Welcome to Riggs Financial Inc.

About Us

Tim Riggs is a Registered Employee Benefit Consultant and an Investment Advisor Representative of Cambridge Investment Research.

When we began our business in 1989, we had a natural affinity for the driven business owner. We were often amazed at the drive and commitment these entrepreneurs have displayed on a daily basis. It was these individuals who needed a trusted professional in deciphering all of the regulations and product information needed to keep their employees on the road to prosperity and longevity. We market and support 401K and profit sharing plans, group health plans and self-funded health plans, life and disability plans.

It is through this inspiration from our clients that we have grown our business to over 50 businesses who depend upon us for their brokerage and financial education of their employees. Many of our clients are still with us after 26 years! We do group and individual enrollment meeting so we can get to know our clients.

Today, we strive to offer every product which can bring value to our client base. Escalating costs associated with employee benefits and retirement plans can be controlled with negotiation with comparative information properly presented.  Our mission is to bring value to our clients through cost negotiation, product differentiation, and education. Our employee presentations are designed to promote loyalty by helping them determine their long term financial goals.

We can act in the capacity of a fiduciary on retirement plans. This protects the business owner by supporting their role also as a plan fiduciary. Unbelievably, most business owners are the only fiduciary on their 401k plan. Business owners can seed some of the risk by requiring that their advisors also be a fiduciary.

We support the business owner by using tools such FI 360 and Fiduciary Benchmarks which clearly illustrates the comparative value of the plan. These tools are offered at no additional fees and provide the business owner the satisfaction of having a professional third-party validation.

At Riggs we believe in constant education.  Tim Riggs is both a Registered Employee Benefit Consultant and a Registered Health Underwriter designations.  Tim Riggs is also an Investment Advisor Representative of Cambridge Investment Advisory.

Tim received his Bachelor of Science from Clarion University of Pennsylvania and his Master of Arts from University of Louisiana.  Riggs began his career as an instructor and coach at Allegheny College. While at Allegheny College he was awarded the NCAA Diving Coach of the Year for three years.  It was during this period that Riggs was preparing his business plan for serving the business community with financial products and education.

Click here to learn more about us.

Helpful Content

Estimate Your RMD

Estimate Your RMD

Calculate your required minimum distribution amount based on your account balance and age.

IRA Income

IRA Income

Estimate the potential monthly income your IRA balance could generate in retirement.

College Savings

College Savings

See how much you may need to save now to cover future college costs for your child.

 

Avoiding Cognitive Decline

Try these activities to keep your brain sharp.

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

8 Financial Milestone Birthdays

Get ready to celebrate your financial birthdays in this informative infographic.

Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

What Is a 1035 Exchange?

1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.

Keeping Good Records is Good Business

Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.

View all articles arrow

Student Loan Payoff Calculator: Extra Payments Can Save You

See how extra payments toward your student loans could shorten your payoff timeline.

My Retirement Savings

See how your current savings rate and contributions may grow into retirement income.

Roth 401(k) vs. Traditional 401(k)

Compare Roth and traditional 401(k) options to see which may work better for your situation.

What Is My Net Worth?

Get a snapshot of your overall financial picture by calculating your total net worth.

The Power of 401k Catch-Ups

See how catch-up contributions after age 50 could significantly boost your retirement balance.

Federal Capital Gains Tax Estimator

Estimate your potential federal capital gains tax liability on the sale of an asset.

View all calculators arrow

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Encore Careers: Push Your Boundaries

Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

Emerging Market Opportunities

What are your options for investing in emerging markets?

Coaches

Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

Retirement Accounts When You Change Your Job

This video explores what to do with retirement accounts when you move on from your job.

View all videos arrow